“CONTACT US NOW AND START YOUR CLAIM”

 

 

Have you had excessive Charges imposed upon you?

Would you like to reclaim these Credit Card Charges?

Would you like to reclaim these Credit Card Charges with no upfront fees?

Would you like to reclaim your Credit Card Charges on a No Win No Fee basis?

 

Then contact us now!!

Payment protection Insurance or PPI as it is commonly known is an insurance policy which is sold along side a mortgage, loan or credit card to protect the lender in the event that the borrower is unable to repay the debt as a result of an illness. In theory this type of policy seems extremely enticing and rewarding however the reality of the situation is less than convincing.

 

These policies can add a significant amount on to the monthly repayments and often don’t provide the cover when needed due to clauses and exclusions in the fine print of the documents.  If you have had or currently have a credit card or loan the chances are you would have been offered PPI. In certain cases you may have been told that without the PPI being offered you could not secure the loan or credit. In some cases you may even been given the policy without even knowing about it. These are both common instances of mis-selling and it is as a result of these and many more irregularities in selling practices which has forced the Financial Services Authority to fine a number of high street banks and lenders in recent times.

 

The mis selling of PPI is attributed to the lucrative income stream it provides for lenders and banks. It is estimated that there are approximately 20 million PPI policies in the UK generating in or around £5 billion per annum for the companies involved.

 

If you have or have had over the last 6 years any of the following types of loans or credit cards you may be have been mis-sold PPI and you could be entitled to reclaim £1000s in compensation

 

Home Loans, Car Loans, Hire Purchase, Secured Loans, Unsecured Loans, Credit Cards, Store Cards

 

How do I know if I am a victim of PPI mis-selling?

 

If you can answer yes to any of the following you may be entitled to make a claim.

 

· You were told PPI was compulsory and required for all types of loans or credit

· You were not in full time employment or were retired when you took out the policy

· You were told you would get favourable interest rates if you took PPI

· You discovered PPI without even knowing you had it.

· You were told the credit offered was subject to the PPI being sold

· You were not furnished with the full details of the policy

· You were not advised of your right to shop around for more competitive PPI rates

· You were not asked to provide any details of your medical history

· The full costs of the PPI was not explained and broken down to you.

 

If you feel you were mis sold PPI then you may have a case to make a claim and reclaim thousands of pounds worth of charges which are rightfully yours.

 

The Average Payment Protection Insurance payout is £2500.

 

To find out more about this and our No win, No fee claims process please click here

STEP1

Fill in your details on the right hand side.

 

 

 

 

STEP2

We contact you by telephone to collect all relevant details

 

STEP3

An expert is assigned to negotiate a maximum settlement on your behalf

STEP 4

We aim to recover at least 100% of your PPI Premium

 

Abbey - Reclaimed £585.25


"I am extremely pleased with the quality of service from FRS. The speed in which they carried out my claim was fantastic. When making or taking phone calls the staff were always very helpful and polite, an absolute joy to have done business with. Would recommend to friends and relatives."

Mrs D Dunbar

 

 

 

10 July 2009

Abbey - Reclaimed £1316.89



"I Wish to offer my extreme gratitude to the staff as FRS for their help in recovering compensations from Abbey. From the first phone call they were very helpful and friendly.

The service I recieved was excellent and I was more than overjoyed at the outcome.

I would, and have reccommended FRS to friends who I hope will also be successful.

Again, many Thanks"

Mrs K Keaveney

 

 

 

5 February 2010

Nationwide - Reclaimed £4467.93



"I am very please with the level of service I have received from FRS.

I found everyone very helpful and polite.

I would tell family and friends about your service if they needed advice."

Mrs M Hardwick

 

 

 

10 February 2010

Lloyds TSB - Reclaimed £2768.27



"Firstly I want to say thank you, thank you very much.

Without you I couldn't have gotten back my money.

I must say I really enjoy how easy it was. All I had to do is to fill out some paper work and the rest was left up to you guys.

I was really happy with the customer service I received and I was kept up to date all along the way.

So thank you very much
Best Wishes"

Mr G Mack

 

 

 

 

www.reclaimcreditcardcharges.org.uk is a trading style of Financial Recovery Solutions, regulated by the Ministry of Justice in respect of regulated claims management activities, Authorisation number CRM13960

Financial Recovery Solutions Ltd (6621703) Registered address 46 Love Lane, Stockport, Cheshire, SK4 1JA, UK